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Showing posts from 2018

The Power of House in 2019 my The term preservation comes to mind as the need for the economy grows to maintain home and land.  If you're in a pinch, it's a cinch, to focus on the personal and familial maintenances of financial growth.  Need to know more about how to preserve your home to maintain economic health... Find my book on for the Power of House!

Mindful Action in the Economic Power of Words Synchronized practicality of a globalized economy of affairs can be key for local market success. When we harmonize the local health of the global economies thru mindful decisions to the emotional aspects of national markets, we can focus on the actionable approach needed to actualize the best results. Speaking politically, overall economic development is key while identifying the health and safety of each country to considering the key anticipation of housing, education and jobs. Speaking professionally, identifying the altruistic connection to the physical/structural needs of a country to engage the mindful nature of the emotional and social needs of the people it serves in cities are critical.  Of Law and Power... The Spirit and Reward of the Powers of law can be seen thru the eyes of the Referent power as it relates to Civi

Practicality for a Change of Course to Asset Management A reorganization of national economic development, thru preferred educational paths, with a cross connection to the physical structures sustainable housing health can raise consumers' confidence regarding their ability to maintain their own personal will to quality of health and safety standards of life;  thereby a key to regrouping the global markets as a whole. A surplus of jobs has been challenged by the quantity of people to produce the will to have a quality of sustainable life for a 360* approach which is necessary in the US during this period of time in history. If the keys are to sustain wellness as a whole, via a fiscally responsible human, with the potential to garner social standings and emotional well-being, bringing one to take physical action in a mindful way to the universal approach of sustaining wellness of home and happiness is imperative. Direct links connecting employment to on the job training wi

Harmony and the Practicality of Buffet

K It's not what you know... It's what you do with who and what you know... You know! Inquisitively...the margins were the key to the deal...doubling down in the gamble of money and life can persevere when one has the Precepts in place such as Buffet, to which speaks to truth with moderation and integrity thru the respect for life and property... this brings to light the reward of legitimate, expert and referent Organizational Powers all in one round robin approach. Bravo to the harmony of financial skills thru the polyphany of understanding process, people, priority and the prosperity of a great deal for all involved!

Deutsche Bank Offices Are Searched in Money Laundering Investigation How does real estate, land, money and friendship can put a kink in the worldly economy... ? While we all grow up with intellect and genius, understanding our personal agenda vs the universal outcomes of a 360 degree approach to sensibility and the organizational power of reward may need a bit more discussion. Practicality of universal life skills when it comes to mental, physical, emotional, social, potential and material outcomes can be helpful. Ask me how I can help make that change for you!

Practicality of Home Preservation in the Nation So what are we seeing if we can't go up and we can't go down....  The Power of House! Seems like stagnation could be the new word for the near time and future. Good news if you're looking to remain inthe home, the best thing you can focus on is practicality. While seeking all around harmony is important, it is also important to understand the health of the structure along with what we can do to take action mindfully and repair what is of necessity to create added value and equity. The key is to identify what is important in value vs what we feel is important. I have the key and the list to added Equity ... Want to know more, call me to find out the order of importance when preserving your home!

Harmonize Loving and Living

Albert Einstein Says: "We act as though comfort and luxury were the chief requirements of life. All that we need to make us happy is something to be enthusiastic about." The Creativity and Happiness of life can be a life path of Fame, Family, Children, Reputation and/or Physical Health... Feng Shui is what we call this... As an expert of home therapy, and as a Real Estate Professional, it is imperative we focus on the questions for ourselves and clients of the Harmony in each home. Whether Personal, Professional, Political or Physical what I have recognized over the years is we each believe something quite different... And the term in our communications that is imperative... Values. No matter what we each believe, it is imperative to cater to our personal values and understanding first this Respect for Life to which carries us forward in our own Spoken Truth.... What's in between... precepts of Mo

360 Happiness of Life and Home

Albert Einstein Says: "The strength of the Constitution lies entirely in the determination of each citizen to defend it. Only if every single citizen feels duty bound to do his share in this defense are the constitutional rights secure." As a realtor and lover of home, defining practicality is key.  When we understand the nature of our Focus first and then discuss the practicality of why, we can begin to understand the premise of love and law that would apply to the initial practicality. Over the years, understanding personal needs first has been important to my complete success. When coming together in Union with one other person or many, such as family, it is imperative they know thyself first! When we can begin to interdependently understand needs, we can begin to express ourselves to the professional world. My experience over the entire world of home in a variety of facets over

How Amazon affects home ownership in your City Understanding the practicality of 360 degree sustainable business success is key to life.  The health at the heart of society, along with mindful action, maintains the practical needs of the spirit of Society's emotions and the physical constructs. The key when considering Universal Corporations such as Amazon regarding naturalistic outcomes is recognizing the 360 degree responsibility that incorporates the wholistic capacity of basic needs of all society due to a complete Global need to economic development, jobs, education, housing and, health/safety first. Once these topics can be addressed we can begin to identify the actual need there after of each state of one's economy.  The question is, how do we begin to identify where each City stands in the moment of Amazon's presents when they arrive... And what do we do to Pivot thereafter.... Need some advice call me now!

Harmony Matrix of the Goodness in Home

Aristotle says: "Happiness requires both complete goodness and a complete lifetime." The essence to happiness of daily living incorporates Divinity in the Laws, Power of Love,  Practicality, Science and Nature. The synergy of the Cerdafied Lifetime Harmony is the Matrix  of Life to which 120 words can bring a trifecta of goodness! Ask me how you can bring Harmony into your Home !

Becoming the Heart of Home through Collaboration

Albert Einstein Says: "Combinatory play seems to be the essential feature in productive thought." The process of collaboration and practicality can sometimes be seen through financial, organizational, professional and political platforms. The question is, do we flow throughout the virtue and precepts of life in divine love and law to figure the order in which to begin? The Universal Being in life is to know thyself first and this will lead people to the life skills of the intellectual and volitional o rder which is necessary to create Harmony of home. Want to know how... Ask me now!

Homelessness and the Essence to Life Recognizing practical life skills of our citizens along with divine nature of universal order will help this economy to identify what Humanity is willing to become.  As a society when we can recognize our desires are impeding upon our altruistic behaviors, we can begin to economize our hatred with respect for the envy while bringing goodness into our lives and diminishing pride with kindness that defeats confusion. Bottom line , the balanced knowledge of spiritual law that can oversee man-made law to which ethic law leads to family law and then our own personal law. In reverse order, when we can identify one's personal and familial needs through the natural law of ethics, we can identify with Humanities desire to live.  Once this can be accomplished civil law can take place and only in the presence of Divine Providence which brings practical rationality, virtues, morals and natural goodness i

360 of a Happy Home

Socrates says: "The law presumably says that it is finest to keep as quiet as possible in misfortunes and not be irritated, since the good and bad in such things aren't plain, nor does taking it hard get one anywhere, not are any of the human things worthy of great seriousness.... One must accept the fall of the dice and settle one's affairs accordingly-- in whatever way argument declares would be best. One must not behave like children who have stumbled and who hold on to the hurt place and spend their time in crying out; rather one must always habituate the soul to turn as quickly as possible to curing and setting aright what has fallen and is sick, doing away with lament by medicine." As humans, we achieve the highest state of Harmony by the natural law of divinity and providence as it requires we have goodness, morals, virtues and practice rationality. When doing this we can proactively keep our or

The Wonder and Happiness of Home

Abraham's Law of Attraction: "You are not manifesting. You're creating the environment that allows the manifestation." True Divine Nature and the universal Order of Things can bring about change with Faith in Action. This means growing up with understanding of the universal, mental physical, emotional, social, potential and material laws... The question is, where do you stand In this Moment of your life.... And how do we pivot to begin again and again to create a wonderful life? Ask me how, pick up the phone... As silence can be deafening and destructive over the years when families and friends and people choose to ignore each other thru unlawful desires , hatred, envy, pride and confusion... This is poisoning of life....

Practical Life Skills for the Power of House Understanding the 360 degree practicality of home can be quite confusing when communicating our expert power. Depending on the people in our lives along with the emotional and proprietary differences for the respect for property will bring forth the key to our experiential goals. When one can cross reference the connection to the potentiality of  Law along with materializing life in rhythm, one can begin to reveal the process in which prioritizes our financial life skills. Need some help getting there... Ask me about the Cerdafied Matrix for the Harmony of Home!

The Power of House

Paulo Coelho says: "She didn't need to understand the meaning of life; it was enough to find someone who did, and then fall asleep in his arms and sleep as a child sleeps, knowing that someone stronger than you is protecting you from all evil and all danger”" Understanding and processing the skills that keep ones happiness rooted for a lifetime will depend upon the level of practicality provided between nature and nurture. Ask me about the 40 words that represent divine practicality and universal life skills when seeking the security of life in one's heart and soul for the awakening to a greater capacity for happiness in home.

The KISS of Life and Happiness to Home

Sigmund Freud says: "Indeed, the great Leonardo (da Vinci) remained like a child for the whole of his life in more than one way. It is said that all great men are bound to retain some infantile part. Even as an adult he continued to play, and this was another reason why he often appeared uncanny and incomprehensible to his contemporaries." One simple KISS can change the world when we Keep It Silly and Simple! Ask me about the Matrix to a Happy Life thru the Divine Power of Love and Nature!

The Divine Matrix to Life

Plato says: "Nothing could be more important than that the work of a soldier is well done. No tools will make a man a skilled workmen, or master of defense, or be of any use to him who has not learned how to handle them and has never bestowed any attention on them." Through the understanding of nature's order, we can begin to materialize our skills which can bring clarity and understanding of the Order of Things in Life . Ask me how the Divine Harmony Matrix work's into your home...

Schooling for Universal Life skills

Albert Einstein Says: "Bear in mind that the wonderful things you learn in your schools are the work of many generations. All this is put in your hands as your inheritance in order that you may receive it, honor it, add to it, and one day faithfully hand it on to your children." The creativity of our children can bring Harmony into the world by allowing dreams and desires to occur organically. How do we integrate the divine practicality of personal and experiential transformation throughout a lifetime? Ask me how the universal life skills matrix  that can bring Harmony to your home!

Transparency and Money for Harmony of Home! “Transparency about pay and talking about money will go a long way,”  Yasemin Besen-Cassino, author and sociology professor at Montclair State University,  believes the pay gap starts around 14 or 15 years old and widens with age.  Generating divine answers to balancing our experiences in life begins with our universal life skills of which evolve around money.  Recognizing our outcome is a means to the beginning of our path.  No matter what race, gender, color or creed, it matter nothing more than numbers. When we can remove our emotions from our situations and effectively seek the simple solution first, it allows for ease and flow to the resolution. Recognizing our end result and pivoting along the way for the best outcome in support of your social environment, inclusive of the mindful and physical aspects of the concern while taking account of any emotional needs will begin to

Human Digital Banking is like a Virtue of the Heart We humans like the touchy feeling of being loved in many ways that makes us feel warm and fuzzy over our lives... Like a Concierge of Love, the home is the Virtue of the Heart...

Integrity of Home A precept to leading a great home life begins with the integrity of our life skills. Whether it be from respect for property or moderation in life... Recognizing and understanding how integral our professional and personal lives can be is important for our overall happiness of life. Health and Safety challenges, knowing your local Housing needs, and identifying thriving Jobs that match your Economic Development wants can really give us a boost in our step when we are aware and seek 1st to find our heart vs the actual brick and mortar home . Here is the catch... If you want long term affects... it's got to be in a 360 mindful approach... Recognizing our sensations for our spiritual, social, mental, emotional and physical feelings are key to really beginning to comprehend the end game we seek in life... If you keep asking yourself... Is this a

Cost Effective Lifestyle for Home

Paulo Coelho says: "When someone sees the same people every day, as had happened with him at the seminary, they wind up becoming a part of that person's life. And then they want the person to change. If someone isn't what others want them to be, the others become angry. Everyone seems to have a clear idea of how other people should lead their lives, but none about his or her own." Finding home in our hearts and identifying the next steps in life can be imperative to a cost effective lifestyle... Ask me how?

Interdependance of Happiness in Home

Aristotle says: "Verbally there is very general agreement; for both the general run of men and people of superior refinement say that it is happiness, and identify living well and doing well with being happy; but with regard to what happiness is they differ, and the many do not give the same account as the wise." For it is in the values of each person to which creatively unites their interdependance. Ask me how...

The Housing Pickle If you're seeking 360 degrees of Harmony in home, look no further! Understanding the next move forward in life means understanding creative knowledge and rewards along with the forces of economics that play a key factor in our shared goals. Taking the time to prioritize our social needs along our career and life path, recognizing our jobs hold referent power while the moderation of living keeps us afloat. Ask me how we can structure your 360 degree approach to home!

Balancing your Power of House

Paulo Coelho says: "There is only one way to learn. It's through action. Everything you need to know you have learned through your journey." The life path and priority of intention with moderate referent power and virtue will prioritize our social and political skills over lifetime. Ask me how this helps you... www.ChristineCerda com

Harmony in the Power of Real Estate

Plato says: "There is nothing I like better than conversing with aged men. For I regard them as travelers who have gone a journey which I too may have to go, and of whom I ought to inquire whether the way is smooth and easy or rugged and difficult. Is life harder toward the end, or what report do you give it?" Through Harmony of spirit, economy and development, the creativity of home, children and family give Humanity the reward in the precept of Truth. For it is in the divine nature of our experiences to which drives the need for our purpose of will and refinement of age. Ask me what this means....

Practicality of Life

Aristotle says: "Shall we not, like archers who have a mark to aim at, be more likely to hit upon what is right?" In theory of practicality, it has been dually noted when combining skills we can spin into affect divine life force. Understanding precepts, virtuosity along with professional, financial and Political skills will allow for the art of balancing life. Ask me how...

The Natural Law and Order of Financial Success

Socrates says: "A system of morality which is based on relative emotional values is a mere illusion, a thoroughly vulgar conception which has nothing sound in it and nothing true." In cases of financial skills to life... imperative is the key for the 360 degree approach to the natural order of law. When removing the emotion we are left with other faculties of law which one can depend... These are... In the order of importance... As follows: Material Potential Social Physical Mental Universal Ask me how to utilize them...

Rationality of Good Decisions

Leonardo da Vinci Says: "It is an acknowledged fact that we perceive errors in the work of others more readily than in our own." When attending to social life in our professional world, skills that are mindful and emotional interact with the structure of our spirit.  The length of time alive will also interject stance and tempo. Through natural and social law, understanding natural goodness, morals and virtue lead us to practical rationality of making good decisions. This is the essence of divine practicality and law combined with nature. Ask me how...

Virtue of Heart and Home

Albert Einstein Says: "Understanding of our fellow human beings...becomes fruitful only when it is sustained by sympathetic feelings in joy and sorrow." Through the natural law of love language we experience emotional and social ups and downs through our lifetime.  This is God growing us up... Minute by Minute! Divine Providence comes with the understanding of natural goodness, practical rationality, universal love by virtue of the heart and home. Ask me how...

Harmonizing Home and Finance

Abraham's Law of Attraction: "Most people have put anything that earns money in the category of the things that I HAVE to do. And that is why the money often comes so hard." Practicality of finance shares the lesson that first we must know thyself and what is necessary to our respect of life. Thru this learning we process priority and prosperity through the practicality of our goal of balanced living... Typically this is over Home.... In our hearts, our family, our profession, our nature... And finally thru our divine beliefs. The shared goal of a harmonious life is to find repetitive respect for property through integrity, moderation and in divine truth thru the intellectual volition of universal order. Ask me how ?

Know Thyself Firat Part 2

Paulo Coelho says: "That is why it is so important to let certain things go. To release them. To cut loose. People need to understand that no one is playing with marked cards; sometimes we win and sometimes we lose. Don't expect to get anything back, don't expect recognition for your efforts, don't expect your genius to be discovered or your love to be understood. Complete the circle. Not out of pride, inability or arrogance, but simply because whatever it is no longer fits in your life. Close the door, change the record, clean the house, get rid of the dust. Stop being who you were and become who you are." Clarity of self comes thru the universal and intellectual order of the rhythm and tempo.  This  is key to a life lived  through the central direction of space and in the form of the word and colors of life. Ask me how ... www. Christine

Divine Order of Law and Truth to Harmony in Home.

Socrates says: "I desire only to know the truth, and to live as well as I can... And, to the utmost of my power, I exhort all other men to do the same... I exhort you also to take part in the great combat, which is the combat of life, and greater than every other earthly conflict." The wealth in life can be seen thru truth of  home in the order of Divine Law.  Whether from biblical terms, science, government, our family "ways" or our personal choices...  All we wish to achieve is home 1. Divine Law 2. Natural Law 3. Civil Law 4. Family Law 5. Personal Law Empowering generational wealth one home at a time. ⚜️

Harmonize Your Home

Plato says: "He who is of a calm and happy nature will hardly feel the pressure of age. But to him who is of an opposite disposition, youth and age are equally a burden." Over the years, the greatest way I have experienced wellness and happiness in the home has been thru assisting people with kindness and affirmations, providing familys' with brotherly affection, in service of ourselves and to others, finding innocent friendships with the anticipation of  lasting relationships thru playful quality time and energy that promotes a 360 degree to the harmony of home. Ask me how I can help you do the same in your home! ❣️ 🌱🦚

The Missing Data Link

Aristotle says: "Now if you have proofs to bring forward, bring them forward, and your moral discourse as well; if you have no enthymemes, then fall back upon moral discourse: after all, it is more fitting for a good man to display himself as an honest fellow than as a subtle reasoner." When we miss important pieces of the puzzle... Sometimes we miss the premise of the Goal.  One must stop and ask the right questions in order to identify their moment of Harmony. Ask me how this relates to real estate ❣️

Manifesting Greatness with Imagination

Albert Einstein Says: "Imagination is the highest form of research." The Artful nature and Universal order of color, senses, organs, music, elements, numbers and directions create the divine  nature of law and order in life! The order of importance is key when manifesting greatness!

Virtuosity in Action

Leonardo da Vinci Says: "Who sows virtue ought to reap honour." Virtuosity through divine altruism is but the initial act of human kindness based on the foundation of the family's goodness which then oversees the mindful respect of economy.

Life Law in Action

Abraham's Law of Attraction: "It’s not about action… It’s about vibrational alignment." By the time we take action on the physical plane we are already five times in play.  As humans we need to consider how we act rather than what we do.  There are times when it takes a bit more time to be mindful and divine with our words and actions.  Enjoy these steps in order to find vibrational alignment in action... Step 1, the initial Inspiration. Step 2, the consideration of the Act Step 3, the will of Vision Step 4, the Voice of reason Step 5, to Act or NOT to Act... This is the question you must ask yourself first!  Although to identify the correct answer one must know thyself first in order to identify all parties across the table correctly.

Know Thyself then Know thy Home!

Abraham's Law of Attraction: "And once you begin looking into your life experience and begin to see the absolute correlation between what you are speaking, what you are thinking, and what you are getting, then you will clearly understand that, indeed, you are the inviter, you are the attractor, and you are the creator of your physical experience." Over the years selling real estate to families has been successful due to several important things.... 1.  Understanding the family Harmony and the Spirit of their intention in the moment. 2. Recognizing their Physical human and Structural needs in the moment. 3. Addressing how each party felt emotionally in the moment. 4. Understanding their current mindset as well as the future mindfulness of where we were going. 5. And last recognizing the process in which to get there in the most expedient and economical way. This is the full 360-degree approach to home!

Divine Nature of Da Vinci The divine nature of elemental colors, senses and organs bring out the harmony of universal order through the distinction of uniqueness.  Know thyself... And only then we can begin to distinguish who sits across the table from us. 💚

Divine Law & Power of Love When understanding the natural goodness of morals, virtue, practical rationality and divine providence, the natural law begins to takes effect there in by reversing the erosion of humanity.

What is Financial Literacy and Why Does it Matter?

What Is 'Financial Literacy,' And Why Does It Matter? Elizabeth Bauer Contributor i Retirement I write about retirement policy from an actuary's perspective. Shutterstock Americans aren't saving enough for retirement. That's a trite statement. Precisely how great the shortfall is, is in dispute, of course, as is the question of what remedies, if any, should be undertaken. But what's the reason for this savings shortfall?  Discarding specifics like "no more traditional pension plans," there are three potential reasons, each taking some portion of the blame, and each interconnected with the other: Americans don't have the knowledge needed to save for retirement. Americans don't have the self-discipline to save for retirement. Americans don't have the excess funds to save for retirement. "Financial literacy" is the catch-all name for initiatives around education that, it's hoped, wi

Amid Rising Costs of Housing, Kamala Harris Introduces Bill to Provide Rent Relief

July 19, 2018 Amid Rising Costs of Housing, Harris Introduces Bill to Provide Rent Relief WASHINGTON, D.C.  - With the cost of housing continuing to rise in California and across the country, U.S. Senator Kamala D. Harris today introduced legislation to provide rent relief for working families struggling to pay their bills. The  Rent Relief Act  would create a new, refundable tax credit to put more money in the pockets of families at a time when renters’ wages have remained stagnant and housing costs have increased rapidly. Harris was joined in the introduction by Senators Dianne Feinstein (D-CA), Richard Blumenthal (D-CT), and Maggie Hassan (D-NH). “America’s affordable housing crisis has left too many families behind who struggle each month to keep a roof over their head,”  said Senator Harris . “This bill will ensure no family is priced out of the basic security of a place to live. Bolstering the economic security of working families would strengthen our country and increase

Black Renters Could Afford 16 Percent of Rentals in 2017

SEATTLE, July 17, 2018 /PRNewswire/ -- Rental options for black renters were far fewer than what Asian or white renters could choose from last year. Black renters could afford less than a third of the rentals that white or Asian renters could afford in 2017. A renter making the median black household incomei ($39,647) in 2017 could afford 16.2 percent of the available rentals on Zillow® without putting more than 30 percent of their pre-tax income toward housing costs, according to a  new Zillow analysis . If they spent 45 percent of their income on rent, they could afford 42 percent of the listed rentals – the same amount as a renter earning the median U.S. income ($59,250) could afford while only spending 30 percent of their income on rent. High rent burdens limit the financial freedom renters have. Those with the highest rent burden are often unable to put aside any savings on a monthly basis, and are also more likely to make other sacrifices such as dental careii. Most Americ

Real Estate Agents Encourage People of Color To Live In Polluted Neighborhoods Jul 2017

Breathing in toxic air is known to cause asthma, heart attacks and lower life expectancy.  Photo: Jeff Swensen/Getty Click here for online Article   Environmental justice advocates have long maintained that people of color live in communities with high pollution or toxic air contamination in much higher numbers than Whites. And a new study is now revealing one reason why: Because real estate agents encourage them to move into these areas. “Sorting or Steering: Experimental Evidence on the Economic Effects of Housing Discrimination” was released this month by the National Bureau of Economic Research, an independent economic research group. It examined what discrimination people of color face as they work with real estate agents to find homes and found that these agents are much more likely to show them houses in high-pollution areas. Per ThinkProgress: The researchers of the new study looked at data on White, African American, Asian and Hispanic households. Infor

The Miseducation of America - Part 2 (by Charlotte Iserbyt)

The Miseducation of America - Part 1 (by Charlotte Iserbyt)